Housing attitudes were decidedly more mixed. According to Fannie Mae,
Americans surveyed last month expect home prices to rise 2.8 percent over the next year, reflecting a bounce after price expectations stagnated throughout the summer. 20% Down Payment Takes 12 Years of Saving. First-time buyers have a whole lot of saving to do — possibly more than a decade of saving for a home purchase. How ever the Federal Housing Administration allows buyers to get a mortgage with a down payment as low as 3.5 percent with a 30-year fixed rate, Learn more.
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