As Mortgages Tick Up Slightly This Week, Borrowing costs inched up moderately on fixed-rate mortgages, but still 
remain lower than last year’s averages, Freddie Mac reports. The New Formula model will be available to lenders through the country's various reporting agencies starting in the fall. FICO Score 9 uses a more refined treatment of consumers with a limited credit history. The key difference in the new model is that strikes from medical collections will have a lower impact. The expected boost could make a difference in terms of required down payments or interest rates, read more.
remain lower than last year’s averages, Freddie Mac reports. The New Formula model will be available to lenders through the country's various reporting agencies starting in the fall. FICO Score 9 uses a more refined treatment of consumers with a limited credit history. The key difference in the new model is that strikes from medical collections will have a lower impact. The expected boost could make a difference in terms of required down payments or interest rates, read more.
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